85 South is congested and an absolute nuisance the majority of the day, especially during the workweek as one travels throughout the overpopulated city of Atlanta. But just as any other city, from the hours of 4pm-5pm, this very highway is crammed and traffic is bumper-to-bumper. You are leaving your place of employment, just off of Peachtree Road and you enter the highway. You are nearly hit by an oncoming 18-wheeler, still frazzled from the “almost accident” you cautiously continue your commute. As you merge into the inner lane, you are hit. Not with too much force, but enough that you and the other motorist disengage to check out the damage. As soon as you exit your vehicle you hear, “Are you alright?” “I’m so sorry, I didn’t even see you!” Before you have an opportunity to respond the other motorist is already inspecting your bumper and offering to cover the expenses. Music to your ears, right? The following day you receive a call from the other motorists’ adjuster. You are berated with questions and by the end of the day, after several calls, you begin to think that the accident might have been your fault.
There are several points that one must consider after an accident:
- Personal Injury
- Were you injured as a result of the accident?
- Did you have to leave the scene on an ambulance?
- Did you receive treatment at the emergency room?
- Property Damage
- The extent of damage done to your vehicle
- Obtain a couple estimates from body shop because they tend to vary
- Was the proximate cause of the accident yours or the other party’s?
- Did your acts prior to the accident bring about the harm?
- Insurance Coverage
- Is your vehicle covered by limited or full coverage insurance, also referred to as liability and collision insurance?
- If the accident was at the fault of the other party their liability insurance will cover your expenses.
Keep in mind that the other party’s insurance company only wants to pay the least amount out to compensate you for the accident. If you are in the midst of negotiations and you begin to get a pushback from the insurance company or there is a disagreement regarding the true value of your damage or injury, it may be time to hire an attorney. Attorneys are experienced in the “art of negotiating.” They are likely to obtain funds for claims referred to as general damages. This would claims such as, pain and suffering or mental anguish. These are complaints that are generally difficult to prove. However, with the help of an experienced attorney, such as those you would find at Angell Law Firm, you are able receive the most value out of your claim. Located in Downtown Atlanta, our offices offer free consultations. We also provide remote access and will come to you in the event that you are unable to travel. Call us today! We look out for your best interest!