The period immediately following an accident often sets the tone for the insurance claim process. Though the claims adjuster representing the other party’s insurance company may seem friendly, their primary concern is saving their company money while protecting the individual they insure. During the claims process the adjuster can use your statements, actions, and behavior against you making it difficult to receive compensation. Being aware of what not to say after an accident may reduce your chances of doing something that compromises your case.
Avoid Apologizing for the Accident
Immediately following a vehicle accident it is not unusual for drivers to apologize to the owner of the other vehicle. Even if the other driver is at fault, it is considered common courtesy apologize especially when speaking to someone who is physically injured. Unfortunately, telling the other driver or the individuals occupying their vehicle that you are sorry may be construed as an admission of fault. While you will need to talk to the other party in order to exchange insurance information and other details, do not apologize for the accident even if you secretly believe that you were partly responsible.