In Central Georgia, a truck driver walking to a Family Dollar store after leaving his truck was killed by a two-car collision. The car accident left the drivers and any passengers in the vehicle without injuries and was considered a minor accident by authorities. However, the pedestrian struck by one of the vehicles died less than an hour after the accident at a medical facility. The recent Georgia pedestrian accident is a reminder of the danger of the roadways, even when vehicles aren’t traveling at high speeds and pedestrians exercise caution.
Injured pedestrians or family members of walkers and runners killed by an automobile may be able to recover compensation for the cost of medical expenses, lost wages from the inability to work, funeral expenses, and other applicable kinds of economic loss. The injured pedestrian or estate of the deceased must show the driver responsible for the accident was acting negligently, and that this negligence caused the accident and the resulting injuries. Drivers are obligated to follow the rules of the road and to drive safely, but failure to do so means they are liable to those who are injured.
When serious, or catastrophic, injuries are sustained, other avenues of compensation or legal relief may be necessary to pursue. Occasionally, other people or entities may share in the responsibility for damages to be paid to the injured or the deceased’s estate. If the at-fault driver was under an “umbrella” policy, the driver’s family member’s or employer’s policy may be available for additional compensation. The pedestrian’s own auto insurance policy, depending on the type of coverage obtained, may also be available if policy limits fall far below the cost of medical expenses. In Georgia, all motorists are required to carry bodily injury liability insurance coverage for $25,000 per person and $50,000 per accident, but not all drivers follow the law and an injured’s Uninsured/Underinsured coverage may be called upon to provide the financial relief needed. Continue reading